Financing Options

Financing Options for HVAC, Fireplaces, & Electrical Services in Hudson & Hastings

The prospect of adding a cozy new fireplace or an efficient new air conditioner or furnace is very exciting. These units add comfort, convenience, and value to your home and will last a long time. Their efficiency will also help you save money on your energy bills.

However, these units can be a large investment to pay for upfront, and they may not fit comfortably into your financial plans. That’s why Comfort by Design offers financing options with approved credit to help make fireplace and HVAC projects more accessible and easier to plan for.

Financing for Fireplaces & Home Comfort Systems

Financing is designed to support both comfort and long-term value. By applying through our trusted third-party financing partner, Upgrade, homeowners can explore payment options that help:

Move forward with fireplace or HVAC projects on your timeline
Spread costs into manageable monthly payments
Invest in efficient, high-quality systems without compromise
Enjoy your home improvements right away

Financing may be used for a range of Comfort by Design services, including:

Gas, electric, and custom fireplace installations
Furnace and air conditioning replacements
Heating and cooling system upgrades
Energy-efficient comfort solutions

All financing is subject to credit approval.

To begin the application process, apply directly through Upgrade using the link below.

Apply for Financing

Loans are subject to credit approval. Home Improvement Loans offered through Upgrade are made by Cross River Bank, Member FDIC, Equal Housing Lender. Upgrade, Inc. (NMLS #1548935) holds the following state licenses.
These loan terms are not guaranteed and are subject to our verification and review process. Applicants may be asked to provide additional documents to enable us to verify their income and their identity. For loans that charge interest, this rate includes an Autopay APR reduction of 0.5%. By enrolling in Autopay, borrowers' payments will be automatically deducted from their bank account. Selecting Autopay is optional. If you are eligible for credit union membership, you may be required to join a credit union to receive the APR shown. Subsequent charges and fees may increase the cost of the loan. There is no fee or penalty for repaying a loan early. For more information, applicants should refer to the applicable Borrower Agreement and TILA Disclosure.
Loans may be disbursed in one or more advances. These loan terms are estimates based on the assumption that the loan is disbursed in a single advance upon execution of the Borrower Agreement. Actual loan terms may vary depending on, among other things, the exact number of advances, the amount of each advance, and the date on which each advance will occur.

Financing Options from GreenSky®

Greensky® Financing

Fixed Rate 6.99% APR for 60 Months

Plan 2716. Subject to credit approval. Loan term is 60 months at fixed rate of 6.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 6.99% APR, 60 monthly payments of $19.80. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.

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Greensky® Financing

Fixed Rate 9.99% for 84 months

Plan 2727. Subject to credit approval. Loan term is 84 months at fixed rate of 9.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 9.99% APR, 84 monthly payments of $16.60. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.

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Greensky® Financing

Fixed Rate 9.99% for 120 months

Plan 2739. Subject to credit approval. Loan term is 120 months at fixed rate of 9.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 9.99% APR, 120 monthly payments of $13.21. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.

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Greensky® Financing

Fixed Rate 11.99% for 180 Months

Plan 1519. Subject to credit approval. Loan term is 180 months at fixed rate of 11.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 11.99% APR, 180 monthly payments of $12.00. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.

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Greensky® Financing

No Interest if Paid in full in 12 Months

Plan 2613. Subject to credit approval. Rates range from 17.99% - 24.99% APR. Loan amount and rate will vary based on your income and creditworthiness. 12 month promotional period ("Promo Period") during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 72 monthly payments. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 24.99% APR, 84 monthly payments of $25.30. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.

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Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. Loans for the GreenSky® consumer loan program are provided by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.